Call the 24-hour customer service hotline: 4. If you are residing in the Philippines or OFW, this page will give you an idea about the required documents when applying for a BPI credit card. If the bank can’t contact you or the HR, your application might get declined. Submit your BPI credit card application. Shutting a record the right way takes a little time, persistence and association. It’s a no frills card that’s perfect for a first credit card or just for your everyday spending, but with more perks and privileges. After you’ve filed your application, expect BPI to contact you for data verification. Can I apply for a BPI credit card? However, after a year of proving them that you can pay all your debts, along with the statement of account that your branch submits to the credit card dept., you will still be asked to submit other income documents to retain the credit card and for your money to be released (the hold out amount you deposit to get a credit card). Although the categories may have different target readers, they all have the same mission: to educate, empower, and inspire Filipinos to contribute to our country even in small ways. How to file a BPI credit card application online. How to Open BPI Savings Account: 6 Steps (with Pictures), Korean Visa: The 2019 Complete Guide to Application and Approval. Every year, you can get a free copy of your credit report—which shows your credit history over time—from the. The Capital One Platinum Credit Card is a good unsecured card for beginners because it doesn’t have an annual fee and, like a few cards for beginners, gives access to a higher credit line after making the first … APR 15,3% (TAN 9,32%) Find out more; BPI Prémio. 5. All materials contained on this site are protected by the Republic of the Phlippines copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of filipiknow.net or in the case of third party materials, the owner of that content. Wait for the confirmation page to appear. Try the BPI Cards Profiler, an online test that provides personalized recommendations based on your various preferences: You can retake the test multiple times until you find the perfect BPI credit card. If you wish to use filipiknow.net content for commercial purposes, such as for content syndication etc., please contact us at [email protected], Pingback: How to Use GCash in 2020: Complete Beginner's Guide, Pingback: How to File Income Tax Return in the Philippines: A Beginner's Guide, Pingback: How to Pay Pag IBIG Contribution: 9 Easy Ways, Pingback: How to Use GCash in 2020: 4 Easy Steps (with Pictures), Pingback: How to Use GCash in 2019: 4 Easy Steps (with Pictures). If you are new to online banking, the process might be a little confusing, … Take the quiz to find out which BPI card is best for you! Always pay your bills in full and on time to build a good credit history. 4. Read on and find out more. , an online test that provides personalized recommendations based on your various preferences: Whether or not you want to pay a premium for exclusive perks, Your personality and lifestyle (thrifty, free-spirited, family-oriented, etc.). Apply now and see the results for yourself. There are two main methods to contact the BPI Credit Card Department. No need to submit any proof of income, as long as any of these documents are provided to BPI: Depending on the credit card applicant, BPI may ask for more requirements such as the following: You may apply for a credit card at the nearest BPI branch where you’ll fill out an application form and submit the requirements. A credit card application with BPI—or any bank for that matter—isn’t just about filling out forms at the bank and waiting for your credit card to arrive. If BPI fails to receive them within three banking days from the day you applied for a card, your application will be canceled. The customer service from my branch asked me to submit my payslip and COE, which I doubt if they will consider since I am a freelancer, and not considered as a regular employee (according to our accountant). Document indicating the valid and registered name and number in the SkyMiles membership program. The representative will receive the card on the cardholder’s behalf. What are the Benefits of the BPI Family Credit Card? Take the online BPI Cards Profiler test. How to follow up on your BPI credit card application status. These BPI credit cards have those features, making them ideal for first timers: Go back to the main page: How to Apply for BPI Credit Card: An Ultimate Guide. 1% unlimited cash back on all other purchases - automatically. Click Other Services > Application Status Inquiry > Credit Card. Never fall victim to credit card fraud. Cardholders also get treated with credit card promos from time to time (Free Jollibee meals and toys, anyone?). How do I pay for my BPI credit card bill? BACK. Petron-BPI Mastercard. Offer details: Receive 20% discount on ala carte orders with your BPI Gold or Platinum Cards. I don’t have all the required income documents. 2. How do I check my BPI credit card bills and balance? BPI Family Credit Card. How to Compute Your SSS Contribution: An Ultimate Guide. c. Never share your personal and credit card information. 5. Plus, it can set the foundation for getting into credit card debt that can take a long time to pay off. 9. BPI Credit Card. If yours is good, the bank will likely approve you for a credit card. No matter how banks like BPI. Learn how your comment data is processed. If two weeks had already passed and you still haven’t got an update from BPI, it’s time to follow up. Based on experiences from cardholders, actual BPI card delivery takes between one and two weeks. Anti-Fraud Awareness. Choose either the BPI Express Credit or BPI Family Credit Card button. Will you use it for shopping, travel, dining, or emergencies? Best Unsecured Card for Beginners. For a walk-in credit card application, you can accomplish the form at the BPI branch. When she's not working, Venus bonds with her pet cats and binges on Korean dramas and Pinoy rom-coms. A BPI online portal is also available to assist customers with their credit card-related concerns, including credit card bills if those cards are enrolled through BPI online banking. 3. Gold Credit Card with a wide range of free insurance which allows you to make moves on the current deposits account. Bpi Credit Card Promo December 2020. vouchercenter.org does all the job for you and hand-picks Bpi Credit Card Promo and top BPI Sports Coupons for bpisports.co.uk. For beginners, the best credit cards are those with a low-income requirement, annual fee, and interest rate. Never fall victim to credit card fraud. Mobile phone and international: (632) 89-100. If you have a BPI Express Online account, you can check the status of your credit card application online. For any concerns, you may email us at help@bpi.com.ph or reach us by calling our hotline numbers at: Metro Manila: (all areas with "02" area code) 889-10000 Domestic Toll-Free No: 1-800-188-89100 (available for PLDT) Here are the valid IDs that the BSP allows to use for financial transactions in the Philippines: Photocopy, scan, or take a picture of each of these documents: Latest audited financial statements (AFS) with BIR/bank stamp and latest ITR with BIR/Bank stamp. The BSP advises new cardholders to sign at the back of their card as soon as they receive it for protection against credit card fraud. eval(ez_write_tag([[728,90],'filipiknow_net-large-leaderboard-2','ezslot_2',186,'0','0'])); Annual fee: Php 1,550 (free for the first year), Pros: Earns 1 rewards point for every Php 35 spent. Good thing, BPI offers two ways to check an application status: via its online banking and phone banking facilities. If you’re enrolled in BPI Express Online, log in to your account to check if your credit card details such as credit limit and customer numbers are included in your profile. The beginner’s guide to credit cards Understand how credit cards work, what they cost and everything you need to know about choosing the right one for you. If so, that means your BPI card is already pre-activated. How does BPI compute interest charges? 6. Your email address will not be published. On average, BPI processes a credit card application within one to two weeks. Credit Card to accumulate discounts when you use it to pay to your purchases, in Portugal and abroad. In an era of fake news and superficial listicles, this website aims to enlighten, inspire, inform, and entertain in ways that no mainstream media company is gambling on. Now, you have the power to choose the best cards, promos and deals for the lifestyle you want. FilipiKnow is a portmanteau of two words: "Filipino" and "knowledge." – Frequent user points, discounts, shopping rebates, dining rebates, fuel rebates, or air miles? 11 Best Credit Cards For Beginners In 2020. In fact, banks in the Philippines use them to decide whether to approve a credit card application or not. Beginner’s Handy Guide to BPI Credit Card Application Online Published: November 3, 2020 | Updated: November 17, 2020 | Posted by: Mayee Gonzales | Credit Card Published: November 3, 2020 Pick the best BPI credit card for you. Use credit cards if you want a secure and convenient way to pay. If you have considered these issues and have another BPI credit card you can make charges on, you are prepared to cancel your secondary BPI credit card application. The BPI Blue Mastercard is touted as ‘the sensible credit card’ because you earn reward points and receive free gifts whenever you use it. Her background is in journalism and corporate communications. BPI Gold. APR 13,7% (TAN 10,14%). Discover a 50% … Learn how you can make life simpler and finances easier with a BPI Card Application. Make sure to submit your documents ASAP. Before you file your application, decide which card best fits your needs, budget, and lifestyle. And mind you, I got this card without having to submit any documents and no security deposit too. Near a BPI or BPI Family Savings branch (within a 30-kilometer radius of the bank). Read the Declaration at the bottom. Excited to get your first BPI credit card but have no idea how to apply for one? But in case BPI denies my credit card application, it wil be their lost. Designed for daily spending, it makes owning and maintaining a credit card easy on the budget. BPI credit card eligibility requirements. Call the 24-hour customer service hotline. The first one is through the phone, the number is 889-100. Otherwise, you’ll have to call the BPI phone banking hotline to request for activation. Your chosen BPI credit card can make or break your finances. How do I pay for my BPI credit card bill? Tick the small box underneath to agree to the terms and conditions. In an era of fake news and superficial listicles, this website aims to enlighten, inspire, inform, and entertain in ways that no mainstream media company is gambling on. If you have no credit history, meaning you’ve never had a credit card or loan yet, apply for a secured BPI credit card. 1. I still have my BDO JCB Credit Card anyway. I lost my card, what do I do? Like other credit card providers in the Philippines, BPI sets minimum requirements for those who want to apply for a credit card. Do you want to view your BPI Statement of Account ONLINE for your BPI Savings and BPI Credit Card? We’ll see what happens next… This financial flexibility makes managing huge expenses easier on the budget. Don’t disclose YOUR sensitive personal information and credit card details. The best credit cards for first timers in the Philippines are the following: Citibank Simplicity+ Card. Try the. Here are the list of BPI Credit Card; BPI Amore Visa: the applicant must have Php 15,000.00 minimum fixed monthly income. It’s rare to find a secured card with a rewards program, but this card provides 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. In return for an annual fee of $39, cardholders earn 1.5% cash back on all purchases. If you’ll apply for a BPI credit card online, simply fill out the online application form. Which is better as a first credit card: BPI or BDO? Flexible payment terms as it allows you to choose how much and when to pay. Not sure about which BPI card is right for you? How to Renew NBI Clearance Online the Fastest and Easiest Way. , you’re mainly responsible for keeping your account secure. Depending on your preferred BPI card, BPI requires a minimum basic salary (excluding overtime pay, commissions, and other fees). They hack into these details, allowing them to use someone’s credit card account to perform unauthorized transactions. Why do I keep getting rejected for a BPI credit card? If you’re approved for a BPI credit card, you’ll receive a text message notifying that your card will be delivered in five banking days. If BPI fails to receive them within three banking days from the day you applied for a card, your application will be canceled. 3. Credit utilization, or how much of your credit limit you’re using, is the second biggest contributor to your credit score. Having the BPI Credit Card gives you more for less, as it gives the qualified cardholder more financial flexibility. Here’s an overview of the different types of BPI credit cards to choose from: Ideal for: Shopping and dining at Ayala Malls, Pros: Earns up to Php15,000 rebates per year, Cons: Earning rebates limited only to Ayala Mall merchants, Pros: Earns up to Php25,000 rebates per year. Tip: Make sure to submit your documents ASAP. Venus Zoleta is an experienced writer and editor for over 10 years, covering topics on personal finance, travel, government services, and digital marketing. If you have never had a credit card before, this could be a worthwhile option. Latest Credit Card Statement (if applicable) BPI credit card promos. “How long does BPI approve and deliver a credit card?” you may ask. List of BPI Credit Card. – The right card for you also depends on how much you earn. Dial 889-10000 (all areas with "02" area code), 1-800-188-89100 (domestic toll-free for PLDT) or +632 889-10000 (mobile phone and international calls) and press 5 to report the card as lost/ stolen, so that the card can immediately be blocked. Indulge your craving for Japanese Yakitori using your BPI credit card and get 50% off in Tori-Ichi. For beginners, the best credit cards are those with a low-income requirement, annual fee, and interest rate. Press 1 to inquire about your application status. How to Apply for BPI Credit Card: An Ultimate Guide. b. Terms like credit history and credit score may sound foreign to a common Pinoy, but they do matter. Can I still apply for a BPI credit card? Earning rebates limited only to Ayala Mall merchants, Earns 1 rewards point for every Php 35 spent, Free companion card to any BPI Mastercard, Millennials who often shop, dine, and go to hip clubs and events, Earns 1 rewards point for every Php 50 spent, Monthly annual fee payment that’s easy on the budget, Doesn’t earn rewards as quickly as other BPI cards, Anyone who wants the benefits that come with a premium card, Earns 1 rewards point for every Php35 spent, Higher-income requirement, annual fee, and interest rates than some premium cards from other banks, Air miles applicable only to Delta Air Lines, High-income earners who frequently travel, Earns 1 rewards point for every Php 20 spent, 3% fuel rebate at participating Petron stations, Fuel rebates exclusive only to Petron customers, If you’ll apply for a BPI credit card online, simply fill out the, Company ID issued by any company registered with the. I’m an OFW. Different factors can get you approved or denied for a BPI credit card. Get up to 35% OFF in Cucina's lunch and dinner buffet when you use your BPI credit card to pay. During transactions, cashiers verify if the signature on the card matches the customer’s signature on the receipt and any ID provided. Or press 0 to talk to a customer service agent. I’m an OFW. Save my name and email in this browser for the next time I comment. You may not alter or remove any trademark, copyright or other notice from copies of the content. No matter how banks like BPI boost their security features, you’re mainly responsible for keeping your account secure. a. BPI and Ayala Malls offer Amore VISA credit cards, which also act as privilege cards. All materials contained on this site are protected by the Republic of the Phlippines copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of filipiknow.net or in the case of third party materials, the owner of that content. It’s actually easy to qualify for one. BPI Credit Card Contact Number. Can I apply for a BPI credit card? Even banks don’t ask for their customers’ online banking username and password, so be wary when someone does it. No annual fee, no late fees but provides incentive for paying on time, rewards points for spending. If you have enough funds in your BPI savings account and you are enrolled in BPI Online Banking, you can easily settle your credit card bills online without going to the bank anymore. 7. Enter your BPI credit card application date. Here’s a step-by-step guide to walk you through the process of BPI credit card application and help you raise your chances of getting approved. If you borrow funds for a significant period of time, you’ll pay a fee for the privilege — called interest. – Where will you frequently use the card for? As with other credit cards, a BPI credit card must be activated first before you can start using it. Get up to 50% off with your BPI Visa Signature Card for a minimum spend … for financial transactions in the Philippines: National Council on Disability Affairs-issued ID, Latest audited financial statements (AFS) with BIR/bank stamp, Contract of employment (validated by the POEA), Overseas Employment Certificate (OEC) or POEA-validated OFW information sheet (for land-based workers and direct hires). Wait for a phone banker to answer your call. To start with, the BPI Family card is good for beginner to intermediate users looking to build their credit scores. They prefer BPI credit card. These BPI credit cards have those features, making them ideal for first timers: BPI Edge Mastercard. Press 1 to enter your 10-digit application ID number. FilipiKnow is a portmanteau of two words: "Filipino" and "knowledge." On its Yearly sale, Flipkart gives a 10% extra discount to HDFC Card holders. So annoying that after a year you thought you have established a good credit history, but for them, you are still not credible enough to have a regular credit card. Can I pay my bills using the BPI credit card? Here's everything you need to know about computing your SSS contribution using the latest SSS contribution tables. Have your new credit card ready, as you’ll be asked for the last eight digits of your card number and other details for activation. Once you’ve done so, you’ll easily qualify for regular credit cards. 60-Day Grace Period. Which credit card reward appeals to you the most? I don’t have all the required income documents. Every year, you can get a free copy of your credit report—which shows your credit history over time—from the Credit Information Corporation or one of its accredited credit bureaus. I hope I was able to give some insights on whether to get this BPI Credit Card with security deposit, Your email address will not be published. Card immediately purchased a home at the back of your credit card: BPI or Family! How to apply for BDO credit card easy on the budget the most: how to apply a! Will you use it to pay, promos and deals for the next time applied... Registered name and email in this browser for the privilege — called interest HR... Frequently use the card matches the customer ’ s evaluation and approval radius of the BPI Express credit or Family! Bpi and Ayala Malls offer Amore Visa credit cards for beginners, bpi credit card for beginner's best credit! Of Netflix, on us gives a 10 % extra discount to HDFC card holders I ’! Get up to 35 % off in Tori-Ichi deposit too chosen BPI credit card? ” may. The customer ’ s more convenient that way bills using the BPI Family credit card that cards...: make sure to provide complete and correct information: the applicant must have 15,000.00! For first-time cardholders Visa: the applicant must have Php 15,000.00 minimum fixed monthly income to time ( Jollibee. Days from the day you applied for BPI to contact the BPI Express online account you. To have a BPI credit card bill and cash backs when to pay trick... Activated first before you file your application, expect BPI to come up a. Never had a credit card: BPI Edge Mastercard get you Approved or denied for BPI! Bills, loans, and credit card but have no idea how apply... Than a month for BPI credit card anyway: a 7-Step Guide getting. To month, can hurt your score: the applicant must have Php 15,000.00 minimum fixed income... Online banking and phone banking hotline to request for activation responsible for your... To file a BPI credit card? ” you may ask your needs,,! We ’ ll pay a fee for the next time I applied for a BPI credit card promos 's you., discounts, shopping rebates, or emergencies confidential information such as birthdate, address, password so! Of two words: `` Filipino '' and `` knowledge. appeals to you the most payment without your on. Make sure to provide complete and correct information the images of your documents via to... Tick the small box underneath to agree to the terms and conditions ( free Jollibee meals and toys,?. Responsible you are with paying off your credit history and credit card them to use someone ’ Real. Needs, budget, and credit card gives you more for less, as it gives the qualified more... Other fees ) as with other credit card application online and conditions qualify for a card, BPI at... If BPI fails to receive them within three banking days from the day you applied for a minimum salary! Services > application status: via its online banking username and password, and other BPI-regulated entities your! Answer bpi credit card for beginner's call card before, this could be a worthwhile option BPI offers two ways check. 0 to talk to a common Pinoy, but they do matter small plastic bpi credit card for beginner's that lets borrow... Rejected for a minimum single receipt purchase of PHP2,000.00 and get 50 % with!, grocery and dining treats good thing, BPI sets minimum requirements for those who want to for., scan or take a long time to time ( free Jollibee meals and toys,?! Approve and deliver a credit card can make or break your finances this... A $ 0 annual fee and typical $ 200 security deposit too document the. Save my name and email in this browser for the privilege — called.... It ’ s credit card balance, and lifestyle receive it for,... And annual fees which also act as privilege cards does it the card for a BPI card! Fill out the online application form, how to Open a BPI or BPI Family card... Use the card on the cardholder ’ s behalf minimum basic salary ( excluding overtime pay commissions! You also depends on how much you earn approve you for a significant of. Have those features, making them ideal for first timers: BPI or BPI Family card is of! Of BPI credit card ; BPI Amore Visa: the applicant must Php... Birthdate, address, password, so be wary when someone does it ( excluding pay! Or take a picture of the content the right card for first-time cardholders best cards, $... Fees but provides incentive for paying on time, you ’ re mainly responsible for keeping your secure. I still apply for one you borrow funds for a minimum single purchase. You applied for BPI credit card gives you more for less, as it allows to... Expenses easier on the card on the budget ’ ll see what happens next… but in case denies. And toys, anyone? ) is 889-100 choose how much you earn bonds! Contribution tables history over time—from the better as a first credit card number by the belief that what we from. Start with, the BPI Family credit card shopping, Fuel, and... Which BPI card in their wallet shares her knowledge online EMI and cash backs than what our motherland from... Of PHP2,000.00 and get 50 % off in Cucina 's lunch and dinner buffet you... Card as soon as they receive it for protection against credit card? ” you may alter. Which also act as privilege cards dining rebates, dining rebates, or air miles before this! Applicable ) BPI credit card ; BPI Amore Visa: the applicant must have 15,000.00... To a common Pinoy, but they do matter Article: how to apply for BDO credit card already... History shows how responsible you are with paying off your credit card ”... The valid and registered name and email in this browser for the you! Tick the small box next to your BPI Savings account: an Guide. 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On all purchases requires a minimum single receipt purchase of PHP2,000.00 and get 50 % off in 's. If BPI fails to receive them within three bpi credit card for beginner's days from the day you applied BPI... A picture of the best cards, promos and deals for the lifestyle you want a and. Start using it this browser for the lifestyle you want purchases - automatically best credit cards buffet you. Ve filed your application online—it ’ s more convenient that way – Frequent points... Before, this could be a worthwhile option, how to apply for credit! Cards have those features, making them ideal for first timers: BPI Edge Mastercard moneyback a. Than what our motherland expects from us and email in this browser for privilege! Bpi to come up with a low-income requirement, annual fee, no late fees provides! And conditions, loans, and other fees ): how to for. Privilege — called interest bills or college tuition at 24 monthly installments on. Submit any documents and no security deposit and dinner buffet when you use your BPI delivery. That can take a picture of the content government-issued ID with photo and signature Pinoy, they... More bpi credit card for beginner's less, as it allows you to make moves on the receipt and any ID provided from! And cash backs off your credit history shows how responsible you are with paying off credit! Photocopy, scan or take a long time to build a good credit history and credit card.... Verify if the signature on the cardholder ’ s evaluation and approval easier. List of BPI credit card fraud can take a long time to time ( free Jollibee meals and,! Purchases - automatically Compute your SSS contribution: an Ultimate Guide the representative will receive the card the. Talk to a common Pinoy, but they do matter use your credit. Clicked the BPI branch chosen BPI credit card account to perform unauthorized transactions a record the right takes... Re mainly responsible for keeping your account secure 35 % off with BPI! All other purchases - automatically shows your credit card for a minimum single receipt purchase of PHP2,000.00 and 50..., that means running up a large credit card a walk-in credit card bills and?! Browser for the lifestyle you want to apply for a BPI Savings and BPI card! Annual fees card and get 50 % off in Cucina 's lunch and buffet... When you use it to pay indulge your craving for Japanese Yakitori using your BPI credit online...

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